Do you store card data on our servers?

No — Stripe.js/Elements keeps PAN off your servers when implemented correctly. We verify PCI scope in handoff documentation.

Can Stripe replace PayPal for our market?

Stripe supports many regions and methods (iDEAL, SEPA, Bancontact). Local method availability is confirmed per country in discovery.

How do you test payments without charging real cards?

Stripe test clocks, test cards, and webhook CLI replay scenarios cover success, 3DS, insufficient funds, and dispute simulations.

What about Strong Customer Authentication (SCA)?

Payment Element and Checkout handle SCA flows for EU cards. We log authentication failures separately for optimisation.

Can you migrate subscriptions from another processor?

Migration tools and customer payment method imports are scoped case-by-case — often parallel billing periods with comms plan.

Service

Stripe Checkout

Stripe Checkout, Customer Portal, subscriptions and webhooks — production-ready payment flows.

Stripe integrations for Checkout, subscriptions, and marketplaces — with idempotent webhooks and finance-ready exports. Fixed-scope from €4,500; quote within 24 hours after intake.

Scope Stripe integration Review webhook reliability

Details & FAQs

Stripe Checkout, Billing, and Connect implementations with webhook reliability, tax, and reconciliation your finance team can audit.

Stripe as payments infrastructure — not just a checkout button

Stripe covers one-time payments, subscriptions, invoicing, tax (Stripe Tax), and Connect marketplaces. We scope the smallest surface that meets PCI and finance requirements — often Payment Element or Checkout before custom Elements.

Wrong mode (test keys in prod, live webhooks pointing to staging) causes silent revenue loss — we enforce environment separation in CI and secrets managers.

Checkout vs Payment Element vs custom flow

Stripe Checkout is fastest for MVP and low PCI scope — hosted page, Apple Pay, and tax hooks included. Payment Element suits embedded UX in Next.js with design system control.

Custom legacy card forms are discouraged unless you already carry SAQ-D burden — we document PCI implications before build.

Webhooks, idempotency, and exactly-once side effects

Fulfillment (license keys, ERP orders, Klaviyo events) must run exactly once per `payment_intent.succeeded`. We store Stripe event IDs, use idempotency keys on API mutations, and queue retries with dead-letter alerts.

Webhook signing secrets rotate without downtime using overlapping endpoint secrets — documented in the runbook.

Subscriptions, Billing Portal, and dunning

Stripe Billing handles plan changes, proration, trials, and customer portal self-service. Dunning emails and smart retries reduce involuntary churn — configured with your brand templates where Stripe allows.

Metered usage and seat-based pricing get testing matrices so finance signs off on invoice previews before launch.

Connect, marketplaces, and payout compliance

Connect Express/Custom accounts for marketplaces require KYC flows, application fees, and payout schedules per country. We implement onboarding UI and dashboard deep links aligned to your legal entity structure.

Tax and invoicing rules for multi-sided platforms are flagged for counsel — we implement technical collection, not legal classification.

Reconciliation, reporting, and go-live checklist

Sigma or Data Pipeline exports feed your warehouse; until then, balance transaction reports reconcile Stripe to Xero/QuickBooks with documented fee and refund mapping.

Indicative engagements from €4,500 for Checkout + webhooks + Customer Portal; Connect marketplaces are quoted after country and payout matrix inventory.

Scope Stripe integration

What's included

Checkout / Payment Element integration
Subscriptions and Customer Portal
Webhook handlers and idempotency
Tax, invoices and test-mode handoff

What you receive

Architecture diagram (client, API, webhooks, DB)
Stripe product/price catalog setup doc
Webhook event handling spec with event IDs
PCI and SAQ scope memo (hosted vs embedded)
Reconciliation mapping for finance
Go-live checklist with radar rules baseline

Frequently asked

Do you store card data on our servers?: No — Stripe.js/Elements keeps PAN off your servers when implemented correctly. We verify PCI scope in handoff documentation.
Can Stripe replace PayPal for our market?: Stripe supports many regions and methods (iDEAL, SEPA, Bancontact). Local method availability is confirmed per country in discovery.
How do you test payments without charging real cards?: Stripe test clocks, test cards, and webhook CLI replay scenarios cover success, 3DS, insufficient funds, and dispute simulations.
What about Strong Customer Authentication (SCA)?: Payment Element and Checkout handle SCA flows for EU cards. We log authentication failures separately for optimisation.
Can you migrate subscriptions from another processor?: Migration tools and customer payment method imports are scoped case-by-case — often parallel billing periods with comms plan.